Two Northern Colorado towns, in Larimer and Weld Counties, were just listed in the most affordable communities in the state.

Based on 'property taxes, homeowners’ insurance fees and mortgage payments relative to income,' SmartAsset determined the most affordable communities in Colorado, which included Milliken in Weld County at #3, and Wellington in Larimer County at #5.

So, if you're living in either of those places, you're getting the most bang for your buck (while the rest of us pay out the nose in Fort Collins and Loveland).

The top most affordable community in Colorado is Federal Heights, just outside Denver. You can read more about it here.